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LTT (Welsh stamp duty) on a £250,000 house in Wales
A home mover buying a £250,000 property in Wales pays £1,500 (0.60% of the price). Wales has no first-time buyer relief, so a first-time buyer pays the same £1,500. Buying it as a second home or buy-to-let costs £14,950.
At a glance
| Buyer | Tax | Effective rate |
|---|
| Home mover | £1,500 | 0.60% |
| First-time buyer | £1,500 | 0.60% |
| Second home / buy-to-let | £14,950 | 5.98% |
How £1,500 is worked out (home mover)
| Band | Rate | Taxable | Tax |
|---|
| Up to £225,000 | 0% | £225,000 | £0 |
| £225,001 – £400,000 | 6% | £25,000 | £1,500 |
| Total | £1,500 |
General information, not tax advice; check gov.uk or ask your conveyancer.
What this means for you
- The top £25,000 of the price falls in the 6% band, which accounts for £1,500 of the £1,500 total.
- The next band starts at £400,000, £150,000 above this price. Every extra £1,000 you pay up to then adds £60 of LTT.
- Wales has no first-time buyer relief, so first-time buyers and movers pay the same.
- A second home pays the Welsh higher rates instead: £14,950 in total.
Same price in England, Scotland and Wales
Home mover, £250,000 property:
| Where | Tax |
|---|
| England & NI | £2,500 |
| Scotland | £2,100 |
| Wales | £1,500 |
Saving up for it
To have £1,500 ready on completion you'd need to put aside about £125 a month for 12 months, or £62 a month over 2 years. Stamp duty is normally paid from your own funds through your conveyancer, so budget for it alongside your deposit and legal fees.
Stamp duty to pay
—
Effective rate—
Price plus tax—
General information, not tax advice; check gov.uk or ask your solicitor or conveyancer before you rely on it.
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Nearby prices
Questions about a £250,000 purchase
How much LTT is due on a £250,000 house in Wales?
A home mover pays £1,500, a first-time buyer pays £1,500 and a second-home or buy-to-let buyer pays £14,950 (rates checked 9 November 2026).
What is the effective rate on £250,000?
For a home mover it's 0.60% of the price, because each rate only applies to the part of the price inside its band.
When do I pay it?
The LTT return and payment are due within 30 days of completion; your solicitor normally handles it.
Is this exact for my purchase?
It uses the published rates and is tested against official examples, but shared ownership, mixed-use property, linked purchases and some reliefs change the figure. Check gov.uk or ask your conveyancer.
Related guides: first-time buyer stamp duty · second homes and buy-to-let · SDLT vs LBTT vs LTT · when and how to pay