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LTT (Welsh stamp duty) on a £225,000 house in Wales

A home mover buying a £225,000 property in Wales pays £0 (0.00% of the price). Wales has no first-time buyer relief, so a first-time buyer pays the same £0. Buying it as a second home or buy-to-let costs £12,825.

At a glance

Buyer	Tax	Effective rate
Home mover	£0	0.00%
First-time buyer	£0	0.00%
Second home / buy-to-let	£12,825	5.70%

How £0 is worked out (home mover)

Band	Rate	Taxable	Tax
Up to £225,000	0%	£225,000	£0
Total			£0

General information, not tax advice; check gov.uk or ask your conveyancer.

What this means for you

£225,000 sits exactly on a band boundary, so any amount above it is taxed at the next rate up.
Wales has no first-time buyer relief, so first-time buyers and movers pay the same.
A second home pays the Welsh higher rates instead: £12,825 in total.

Same price in England, Scotland and Wales

Home mover, £225,000 property:

Where	Tax
England & NI	£2,000
Scotland	£1,600
Wales	£0

Saving up for it

To have £0 ready on completion you'd need to put aside about £0 a month for 12 months, or £0 a month over 2 years. Stamp duty is normally paid from your own funds through your conveyancer, so budget for it alongside your deposit and legal fees.

Stamp duty to pay

—

Effective rate—

Price plus tax—

Band	Rate	Taxable	Tax
Total			—

General information, not tax advice; check gov.uk or ask your solicitor or conveyancer before you rely on it.

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Nearby prices

Questions about a £225,000 purchase

How much LTT is due on a £225,000 house in Wales?

A home mover pays £0, a first-time buyer pays £0 and a second-home or buy-to-let buyer pays £12,825 (rates checked 9 November 2026).

What is the effective rate on £225,000?

For a home mover it's 0.00% of the price, because each rate only applies to the part of the price inside its band.

When do I pay it?

The LTT return and payment are due within 30 days of completion; your solicitor normally handles it.

Is this exact for my purchase?

It uses the published rates and is tested against official examples, but shared ownership, mixed-use property, linked purchases and some reliefs change the figure. Check gov.uk or ask your conveyancer.