:root{
  --bg:#f6f7f9; --card:#ffffff; --ink:#14213d; --muted:#5b6475; --line:#e3e6ec;
  --brand:#0f5c4d; --brand-2:#1b7f6b; --brand-soft:#e6f2ef; --accent:#f2b134; --warn:#8a5a00; --warn-bg:#fff6e0;
  --radius:14px; --shadow:0 1px 2px rgba(20,33,61,.06),0 8px 24px rgba(20,33,61,.06);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
@media (prefers-color-scheme:dark){:root{
  --bg:#0e1420; --card:#151d2b; --ink:#e8ecf3; --muted:#a3adbf; --line:#263247;
  --brand:#3fbf9f; --brand-2:#57d0b1; --brand-soft:#16302b; --warn:#f2c46b; --warn-bg:#2b2412;
  --shadow:none;
}}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--font)}
a{color:var(--brand)} a:hover{color:var(--brand-2)}
.wrap{max-width:980px;margin:0 auto;padding:0 16px}
header.site{background:var(--card);border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.logo{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--ink);text-decoration:none;font-size:17px}
.logo svg{flex:none}
nav.top a{color:var(--muted);text-decoration:none;font-size:14px;margin-left:16px}
nav.top a:hover{color:var(--ink)}
@media (max-width:560px){nav.top{display:none}}
.hero{padding:28px 0 8px}
.hero h1{font-size:clamp(26px,4.4vw,38px);line-height:1.15;margin:0 0 8px;letter-spacing:-.01em}
.hero p{color:var(--muted);margin:0;max-width:62ch}
.badge{display:inline-flex;gap:6px;align-items:center;font-size:13px;color:var(--brand);background:var(--brand-soft);border-radius:999px;padding:3px 10px;margin-bottom:12px;font-weight:600}
.grid{display:grid;grid-template-columns:1fr;gap:16px;margin:20px 0}
@media (min-width:860px){.grid{grid-template-columns:5fr 6fr;align-items:start}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px}
.card h2{font-size:18px;margin:0 0 14px}
label.f{display:block;font-weight:600;font-size:14px;margin:14px 0 6px}
label.f:first-of-type{margin-top:0}
.money{position:relative}
.money span{position:absolute;left:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600}
input[type=text]{width:100%;font:inherit;font-size:20px;font-weight:600;padding:12px 14px 12px 30px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink)}
input[type=text]:focus,select:focus,.seg input:focus-visible+span{outline:3px solid color-mix(in srgb,var(--brand) 35%,transparent);outline-offset:1px;border-color:var(--brand)}
select{width:100%;font:inherit;padding:11px 12px;border:1px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink)}
.seg{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}
.seg.three{grid-template-columns:repeat(3,1fr)}
.seg label{position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0;inset:0;margin:0}
.seg span{display:block;text-align:center;padding:10px 6px;border:1px solid var(--line);border-radius:10px;font-size:14px;font-weight:600;background:var(--bg);line-height:1.25}
.seg input:checked+span{border-color:var(--brand);background:var(--brand-soft);color:var(--brand)}
.hint{font-size:13px;color:var(--muted);margin:6px 0 0}
.result .big{font-size:clamp(34px,6vw,46px);font-weight:800;letter-spacing:-.02em;line-height:1.05;margin:2px 0}
.result .sub{color:var(--muted);font-size:14px}
.kpis{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:16px 0}
.kpi{background:var(--bg);border:1px solid var(--line);border-radius:10px;padding:10px 12px}
.kpi b{display:block;font-size:18px}
.kpi small{color:var(--muted);font-size:12px}
.save{background:var(--brand-soft);color:var(--brand);border-radius:10px;padding:10px 12px;font-weight:600;font-size:14px;margin:0 0 12px}
table{width:100%;border-collapse:collapse;font-size:14px;font-variant-numeric:tabular-nums}
th,td{padding:8px 6px;border-bottom:1px solid var(--line);text-align:left}
th{font-size:12px;text-transform:uppercase;letter-spacing:.04em;color:var(--muted);font-weight:600}
td.r,th.r{text-align:right}
tfoot td{font-weight:700;border-bottom:0}
.notes{margin:12px 0 0;padding-left:18px;color:var(--muted);font-size:14px}
.notes li{margin:4px 0}
.disclaimer{font-size:13px;color:var(--warn);background:var(--warn-bg);border-radius:10px;padding:10px 12px;margin-top:14px}
section.content{margin:28px 0}
section.content h2{font-size:24px;margin:28px 0 8px;letter-spacing:-.01em}
section.content h3{font-size:18px;margin:20px 0 6px}
section.content p,section.content li{max-width:70ch}
.rates{display:grid;gap:12px;grid-template-columns:1fr}
@media (min-width:760px){.rates{grid-template-columns:repeat(3,1fr)}}
.rates .card h3{margin-top:0;font-size:16px}
.rates table{font-size:13px}
details{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 16px;margin:8px 0}
details summary{cursor:pointer;font-weight:600}
details p{margin:8px 0 0;color:var(--muted)}
.slot{border:1px dashed var(--line);border-radius:12px;padding:14px 16px;color:var(--muted);font-size:14px;margin:16px 0;background:var(--card)}
.slot b{color:var(--ink)}
.pricelinks{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}
.pricelinks a{display:inline-block;padding:6px 10px;border:1px solid var(--line);border-radius:999px;text-decoration:none;font-size:14px;background:var(--card)}
.crumbs{font-size:13px;color:var(--muted);margin-top:16px}
.crumbs a{color:var(--muted)}
footer.site{border-top:1px solid var(--line);background:var(--card);margin-top:40px;padding:20px 0;font-size:13px;color:var(--muted)}
footer.site a{color:var(--muted);margin-right:14px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
@media print{header.site,footer.site,.slot,form{display:none}}

fieldset legend{padding:0}
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:5;background:var(--brand);color:#fff;display:flex;justify-content:space-between;align-items:center;padding:12px 16px calc(12px + env(safe-area-inset-bottom));box-shadow:0 -4px 16px rgba(0,0,0,.15)}
.mbar b{font-size:18px}
.mbar a{color:#fff;font-size:14px;font-weight:600}
@media (min-width:860px){.mbar{display:none}}
@media (max-width:859px){body{padding-bottom:64px}}

.seg.three label span{font-size:13px}
tr.tot td{font-weight:700;border-top:2px solid var(--line)}
a.card{text-decoration:none;color:var(--ink)}a.card h3{margin:0 0 4px}