Money tools › Salary after tax › £21,000
£21,000 after tax in the UK (2026/27)
On a £21,000 salary you take home £18,639.60 a year, which is £1,553.30 a month or £358.45 a week, after £1,686.00 income tax and £674.40 National Insurance (England, Wales and NI, no pension or student loan). In Scotland it's £18,679.27 a year.
£21,000 salary breakdown
| Month | Year |
|---|
| Gross salary | £1,750.00 | £21,000.00 |
| Income tax | -£140.50 | -£1,686.00 |
| National Insurance | -£56.20 | -£674.40 |
| Take-home | £1,553.30 | £18,639.60 |
Effective tax and NI rate: 11.2%. Tax on your next £100: 28%. Scotland: income tax £1,646.33, take-home £1,556.61 a month.
General information for the 2026/27 tax year, not financial or tax advice; check gov.uk.
What a £21,000 salary means
- You're a basic-rate (20%) taxpayer, £29,270 below the £50,270 higher-rate threshold.
- A £1,000 pay rise would add £60.00 a month to your take-home pay (£720.00 a year).
- You're under the Plan 2 student loan threshold (£29,385), so nothing would be taken for a Plan 2 loan.
- Paying 5% into a workplace pension (net pay arrangement) costs you £70.00 a month in take-home pay for £87.50 a month going into your pension.
- Scotland: income tax is £1,646.33 a year (less than the £1,686.00 paid elsewhere in the UK).
That works out at about £9.56 an hour after tax, based on a 37.5-hour week.
Add your pension and student loan
Take-home pay per month
—
Tax on your next £100 of pay: —
General information for the 2026/27 tax year, not financial or tax advice; check gov.uk.
Want to plan the rest? [Placeholder: our UK budgeting and tax-year spreadsheets on Payhip.]
Questions about a £21,000 salary
How much is £21,000 a month after tax?
In 2026/27 a £21,000 salary gives £1,553.30 a month after income tax and National Insurance in England, Wales and Northern Ireland, with no pension or student loan. In Scotland it's £1,556.61 a month.
How much tax do I pay on £21,000?
£1,686.00 income tax and £674.40 National Insurance a year, 11.2% of your pay in total.
Is this exact?
It assumes the standard 1257L tax code, a full tax year and no benefits in kind. Your payslip can differ; check gov.uk.